Menu
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

About Michelle Holder

With 20 years of experience in the banking industry in Houston County and more than 12 years dedicated to mortgage lending, Michelle brings a deep understanding of the home financing process and a commitment to helping clients navigate it with confidence. She specializes in a wide range of mortgage products, including conventional, FHA, VA, jumbo, HELOC and construction loans, allowing her to tailor solutions to fit each borrower’s unique needs.

She served as the 2025–2026 President of the Middle Georgia chapter of the Mortgage Bankers Association of Georgia (MBAG) and was recognized as a multi-year industry award winner, reflecting her dedication to excellence and service in the mortgage field.

Outside of work, she and her husband, Darrell, enjoy spending time with their children and their families. She loves fishing the intercoastal waterway and investing in the next generation by teaching a 9th grade ladies’ life group at Second Baptist Church, where her faith continues to guide her personal and professional life.