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Corporate Office
Vallant Bank
P.O. Box 430
Elberton, GA 30635
Small Business Cards
Whether you’re earning cash back on travel and dining, or day-to-day expenses, our cards empower you to achieve your business goals with every swipe.
Credit Cards
Card Features
Business World Elite Mastercard®
Redeem cash back through deposit to your business account or for a statement credit (2) – no limit to the cash back you can earn.
Get 3% cash back on travel and dining, 2% on gas and office supplies and 1% on everything else. (2)(3)
Intro offer: $500 statement credit on $5,000 spend made in the first 90 days. (4)
Earn rewards on your employees’ card purchases.
Set spend limits and controls for each employee card.
Simplify accounting by choosing consolidated billing for your business card account.
Business Platinum Rewards MasterCard®
0% INTRO APR on balance transfers for the first 12 months from date of first transfer when transfers are completed within 60 days from date of account opening. After that, a variable rate, that is Prime +9.74% to Prime +15.74% APR applies, based on creditworthiness*. The APR will not exceed 23.99%. A balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies to each balance transfer. (1)
Earn 1% cash back rewards on everyday purchases. (2)
Employee cards at no additional cost, plus earn rewards on your employees’ card purchases.
There is no limit to the cash back you can earn. (2)
Set individual spending limits for each employee and review their itemized purchases on your statement for easy recordkeeping.
Credit Cards
Card Features
Business Platinum Mastercard®
0% INTRO APR on purchases for the first 6 months and 0% INTRO APR on balance transfers for 12 months from date of first transfer when transfers are completed within 60 days from date of account opening. After that, a variable rate, that is Prime +5.74% to Prime +13.74% APR applies, based on creditworthiness*. The APR will not exceed 23.99%. A balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies to each balance transfer. (1)
Take advantage of our low APR option for our business customers who frequently carry a balance.
Consolidate and manage expenses efficiently with our Platinum credit card, helping you pay off debt faster.
Business Low Rate Platinum MasterCard®
No balance transfer fee for the first six months*; after that, a 1% fee, or minimum of $10, applies to all balance transfers. (1)
Our lowest variable APR card is an option for those who may carry a balance from month to month.
Save money on finance charges with our lowest APR card.
Simplify finances by consolidating balances to efficiently manage expenses.
Our lowest variable APR offer allows you to save money by transferring balances from higher APR credit cards.
Small Business Cards Benefits
Purchasing controls that can be adjusted as your business needs change
Allows you to set spending limits you can control
Multiple payment options, including automatic debit, online banking, by mail or at (any of) our convenient location(s)
Separate business expenses, manage cash flow, track spending and better forecast for the future
Convenient reporting tools and online account access 24/7
Commercial Cards
Whether managing cash flow, earning valuable rewards, or consolidating balances, our commercial card solutions offer the flexibility and convenience you and your company need to thrive.
Credit Cards
Card Features
Corporate Rewards MasterCard®
Consolidated or individual billing
Multiple employee cards available with a $25 per card annual fee*
Earn 1% cash back rewards on all purchases (2)
ERP integration
No-cost expense reporting system
For additional information please visit your local branch or to apply for these corporate cards, fill out a brief form. A Vallant Banker will contact you soon.
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Corporate MasterCard®
Consolidated or individual billing
Multiple employee cards are available at no additional cost
No annual fees*
ERP Integration
No-cost expense reporting system
For additional information please visit your local branch or to apply for these corporate cards, fill out a brief form. A Vallant Banker will contact you soon.
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Purchasing MasterCard®
Consolidated billing only
Multiple employee cards available at no additional cost
No annual fees*
Virtual card and Ghost card options available
Vehicle and driver Fleet cards
Management reporting
ERP integration
Typically, greater than $100,000 credit limit
Customized cash back rebate structure set by Vallant Bank
Bulk shipping option for plastics
No cost expense reporting system
GL allocation upload file
For additional information please visit your local branch or to apply for these corporate cards, fill out a brief form. A Vallant Banker will contact you soon.
Fill Out FormCommercial Cards Benefits
Contactless Card Technology
Spend Alerts and Controls
Electronic Billing Statements
Multiple payment options, including automatic debit, online bill pay, in a Vallant Bank branch or by mail
Pay in Full each month
Expense Reporting System
Individual Customized Spending Limits for employees
Program Administrator functionality to manage spending limits, opening and closing of accounts in real time.
Get Your Card Today
Talk to our team to start earning rewards and enjoying the perks of our business credit cards!
The Card issuer, Pinnacle Bank, a Tennessee bank, d/b/a Apex Cardmember Services, (“Issuer”) is not a corporate affiliate of Vallant Bank, successor by merger with Pinnacle Bank, a Georgia bank. The Issuer is a separate and distinct financial institution from Vallant Bank.
Subject to credit approval. Ask for details.
Mastercard® is a registered trademark of Mastercard International Incorporated.
1. See Terms and Conditions for complete details. Balance Transfers are subject to available credit.
2. For details on Rewards Program, please visit https://vallantbank.myapexcard.com/about-rewards/rewards-terms. Rewards options are subject to change without notice.
3. Similar merchant category codes are grouped into Purchase Categories that are used to calculate the stated rewards. Every effort is made to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide the merchant code that will fall within that Purchase Category. Because of this, it cannot be guaranteed that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.
4. Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://vallantbank.myapexcard.com/about-rewards/rewards-terms. Rewards options are subject to change without notice.
