• Maximum loan amount $832,750
• Primary Residence, Second Homes, Investment
• % of Seller Contributions allowed varies on LTV
• Down pmt requirements vary based on ownership type
• Monthly Mortgage Insurance required over 80% LTV

• Maximum loan amount $3,500,000
• Primary Residence and Second Homes
• Up to 6% Seller Contribution permitted
• Monthly Mortgage Insurance required over 80% LTV

• Maximum Loan Amount is $541,287 or as defined by HUD
• Maximum Seller Contribution is 6%
• Primary Residence only
• Upfront and monthly Mortgage Insurance

• No maximum loan amount
• Primary Residence only; Max seller cont. 4% + normal closing costs
• Veterans & Active Duty Service Members
• Upfront Funding Fee may be financed
• No Monthly Mortgage Insurance

• Maximum Loan Amount $549,615
• Primary Residence Only
• Borrower Income limits (waived in Low or Moderate census Tract)
• Interest Rate discount for Heroes First*
• No Mortgage Insurance

*Full-time licensed/certified and State/Local: Police Officers or County Sheriffs, Firefighters, EMTs, Paramedics, Correction Officers, Nurses and Teachers

• Maximum loan amount $1,500,000
• Primary Residence and Second Homes
• Up to 6% Seller Contribution permitted for LTV < 80%; 3% for >80%
• Rate improvement for new account openings
• Enhanced qualification for new Residents, fellows etc.

• Property Must be Located in Defined Rural Area
• Household income limits apply
• Maximum Seller Contribution is 6%; Max loan amount $832,750
• Upfront and monthly Guarantee Fee

*Vallant Bank’s Builder Advantage

• For New constructions, $1500 lender credit available for loans $200,000-$500,000; $2500 for loans over $500,000
• Custom construction also available. Contact your Vallant Bank mortgage loan professional for further details

• Maximum loan amount: $1,500,000
• 5yr/6month ARM or 7yr/6 month ARM*
• Primary Residence & Second Homes
• Up to 6% Seller Contribution permitted
• Monthly Mortgage Insurance required over 80% LTV