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Personal Line of Credit

Your funds. Your timeline.

A personal line of credit from Vallant Bank functions much like a credit card in that you have instant access to funds, a set credit limit and only pay interest on what you use. However, a personal line of credit typically has a better rate.

The Benefits of a Personal Line of Credit

  • Competitive Rates & Terms
  • Easy access to funds when you need them
  • Option to reuse as you repay
  • More affordable than credit card cash advance
  • No Collateral Required
  • Electronic Payment Options (phone, online, auto-draft)

Ways To Get Started

Each of us has different plans and projects but when it comes to loans that help make it happen, we all want them to be quick and easy. That’s why we proudly offer our checking customers MyFasTrack loans–a service that lets you apply for a loan or line of credit for $3,500 to $30,000. You’ll receive a response in minutes and, if approved, have your cash within three days.

Apply Online

For larger (non-real estate) loan amounts, consider a FlexFunds Personal Loan. You can use the funds for anything from debt consolidation or home improvement projects to personal expenses or a new car—whatever you want! A MyFlexFunds loan from Vallant Bank is just like a loan you would apply for in the branch. One thing’s for sure: You’ll get an extremely competitive rate.

Apply Online

Speak to a Banker

Vallant Bank has always been and always will be focused on personal service. Our experienced loan officers are available to answer your questions, whether they are regarding auto loans or any of our other types of loans.

How you choose to connect with us is entirely up to you. Feel free to give us a call, send us an email, or drop by your local branch. If you prefer to send a message online, click below and let us know how we can serve you

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