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Short answer…

10.05.2026

Mortgage rates move for many reasons. But our own Holli Gailey can help you understand your options. Email her at holligailey@vallant.bank.

 

Meet Holli Gailey, Mortgage Sales Team Leader at Vallant Bank

Holli Gailey (NMLS# 335608) works with homebuyers out of Vallant Bank’s Elberton office. In this video, Holli explains how inflation, the economy and the bond market all play a role in mortgage rates. Get in touch with Holli.

Transcript:

0:00
Hi, I’m Holli with Vallant Bank.

0:03
A lot of buyers ask, “What actually affects mortgage rates?” Things like inflation, the economy and the bond market all play a role.

0:11
Understanding that can help you make more informed decisions and get you into your new home faster.

0:17
If you want to talk through timing, I’m here to guide the way.

0:20
Vallant Bank. Local strength. Limitless reach.

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