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877.759.7939
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Telephone Banking

Account access at your fingertips

Use the Automated Menu to Access:

  • PIN Change Feature
  • Balance Info for Your Accounts
  • Recent Transaction Info
  • Transfer Feature for Eligible Accounts
  • And More!

Our 24-hour telephone banking, PHON-Xpress, lets you access a wide range of banking services just by entering your personal access numbers from any mobile phone.

Simply dial one of the following local access numbers to reach PHON-Xpress:

  • E. Athens: 706.425.2217
  • W. Athens: 706.608.4970
  • Augusta: 762.685.5133
  • Blairsville, Clarkesville, Cornelia, Dahlonega: 762.230.2499
  • Bowman, Elberton, Franklin Springs, Royston: 706.213.PHON
  • Braselton: 678.866.0149
  • Commerce: 706.335.3572
  • Covington, Monroe-Broad St., Monroe-Spring St., Social Circle: 770.464.9969
  • Gainesville: 678.928.5369
  • Hartwell: 706.376.2223
  • Lavonia: 706.356.7092
  • Lexington: 706.743.8144
  • Dublin, Gray, Warner Robins, Statesboro, Brooklet, Perry: 800.461.7185

Personal assistance available Monday – Friday, 8:00 AM to 5:30 PM. Use toll-free number 877.759.7939