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The Full Cost of Homeownership | Vallant Bank

10.05.2026

When buying a home, it’s important to think beyond the monthly mortgage payment.
Costs like insurance, property taxes, utilities and maintenance all play a role in your long-term budget. Taking time to look at the full financial picture can help you choose a home that fits comfortably into your life for years to come.

 

Meet Michelle Holder, Mortgage Loan Originator at Vallant Bank

Michelle Holder (NMLS# 1051876) works with homebuyers out of Vallant Bank’s Perry office. In this video, Michelle explains why it’s important to plan for the full cost of homeownership, including insurance, property taxes, maintenance and utilities. Get in touch with Michelle.

Transcript:

0:00
Hi, I’m Michelle with Vallant Bank.

0:02
When people think about buying a home, many folks get fixated on the monthly payment, but it’s just as important to plan for the full cost of homeownership.

0:11
Things like insurance, property taxes, maintenance and utilities are all part of the picture.

0:17
Taking time to look at the complete budget helps you choose a home that fits comfortably into your life long term.

0:23
If you’d like help walking through those numbers, give me a call or shoot me an email.

0:30
Vallant Bank. Local strength. Limitless reach.

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